Canoe & Kayak, Rowing, SUP, Outrigger, Dragon Boat Event Insurance, Biathlons, Triathlons, Cruising, Clinics & Camps and Club Insurance
THE CLUB LIABILITY PROGRAM IS FOR CLUBS AND ORGANIZATIONS OR SMALL GROUPS. YOU ARE NOT REQUIRED TO HAVE NON PROFIT STATUS IN ORDER TO ACCESS THE PROGRAM. IT IS NOT FOR RENTALS OR PHYSICAL FITNESS PROGRAMS. FOR RENTALS PLEASE USE THE OUTFITTERS AND GUIDES TAB ABOVE.
Paddlesport Risk Management, LLC (PRM) uses the power of buying in quantity, via a Risk Purchasing Group, a Risk Purchasing Group is a legal entity that allows a group of unassociated businesses with similar risk profiles to join together to take advantage of a joint insurance purchase. The program was established under the Federal Liability Risk Retention Act of 1986.
PRM's goal is to help protect you; your club; association or organization by providing risk management solutions, assessing and addressing the perils that pose risks to your club, event or sport and to promote paddle sports in general.
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LIMITS OF LIABILITY
The Commercial General Liability and Participant Excess Accident/Medical policies are underwritten with
A.M Best rated A+ Insurance Companies - Aggregate Limits are per club or event and are not shared.
Commercial General Liability per occurrence $1,000,000 per location/event
General Aggregate $3,000,000 per location/event
Products Completed Operations Aggregate $3,000,000
Personal & Advertising Injury $3,000,000
Damage to Premises Rented to you $300,000
Premises Medical Payments $5,000
Legal Liability to Participants $1,000,000
Crisis Response - each crisis event/agg $25,000
Non-Owned & Hired Auto Liability - (10) $1,000,000
Participant Accident/Medical (Excess) $5,000/$25,000 any one person/aggregate
IF YOUR CLUB OR EVENT IS REQUIRED TO CARRY HIGHER LIMITS EXCESS LIABILTIY IS AVAILAB FOR ADDITIONAL PREMIUM. PREMIUM FOR $1MILLION EXCESS $1,700